A specialty in medicine is a branch of medical science. After completing medical school, physicians or surgeons usually further their medical education in a specific specialty of medicine by completing a multiple year residency. Medical practitioners who engage in a medical specialty are known as medical specialists.

Any participating specialist in the Discovery Premier Rate Network is one of the Scheme’s Designated Service Provider specialists on TFG Health Plus. If you make use of their services for in- or out-of-hospital care, you will not have to make any ‘above the Scheme Rate’ co-payments as the provider will only charge at the Scheme Rate. TFG Medical Aid Scheme will pay these claims in full, directly to the Specialist.

On TFG Health you will need to be referred by your chosen GP to see a specialist and a Specialist authorisation must be loaded. These consultations fund up to the scheme rate.

You can make sure that you are using a Network Specialist by following this link or find out more by calling 0860 123 077.

If you do not use the services of a network specialist, you may have co-payments and will have to settle the claim in full.

Cover for Specialists, and the specific limits that may apply, is dependent on your benefit plan.